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Finance is the science of funds management, or the allocation of assets and liabilities over time under conditions of certainty and uncertainty. A key point in finance is the time value of money, which states that a unit of currency today is worth more than the same unit of currency tomorrow. Finance aims to price assets based on their risk level, and expected rate of return. Finance can be broken into three different sub categories: public finance, corporate finance and w:personal finance.”

~ Wikipedia on Finance

“Rahoitus tutkii menetelmiä, joilla yksilöt, yritykset sekä organisaatiot järjestävät ja käyttävät rahallisia resurssejaan ottamalla huomioon toimintaansa liittyvät riskit. ”

~ Suomenkielinen Wikipedia on rahoitus

Public finance[edit]

Public finance is the study of the role of the government in the economy.”

~ Wikipedia on public finance

Corporate finance[edit]

Corporate finance is the area of finance dealing with the sources of funding and the capital structure of corporations and the actions that managers take to increase the value of the firm to the shareholders, as well as the tools and analysis used to allocate financial resources. The primary goal of corporate finance is to maximize shareholder value.”

~ Wikipedia on corporate finance

Personal finance[edit]

Personal finance refers to the financial management of which an individual or a family unit is required to make to obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.”

~ Wikipedia on personal finance


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